About Our Top Picks
Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.
- Top growth products, both Fixed Index and Variable, are based on several factors, including company rating and benefits.
- Top income annuities, both Fixed Index and Variable, include products currently offering the highest income* payouts.
- The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.
Guaranteed fixed rate of return for a specified period of time.
Top Rates as of 10/23/23
3 Year MYGA
National Security
National Security MYGA 3
5.75%
5 Year MYGA
National Security
National Security MYGA 5
5.85%
7 Year MYGA
Nassau Life and Annuity
Nassau MYAnnuity 7X
5.70%
10 Year MYGA
Equitrust Life
Certainty Select 10
6.00%
Top Fixed Annuity (MYGA) Rates
Top Fixed Index Annuities for Growth
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
Athene
Accumulator 5, 7, & 10
Midland National
RetireVantage 10
Athene
Performance Elite Plus 10
American Equity
AssetShield 10 w/ Enhancements
Midland National
Summit Edge 5 & 7
Top Registered Index Linked (RILA) Annuities for Growth
Athene
Amplify 2.0
Equitable
Structured Capital Strategies
Brighthouse
Shield
Nationwide
Defined Protection Annuity
Allianz
Index Advantage
Top Traditional Variable Annuities for Growth
Jackson
Elite Access
Nationwide
Monument Advisor
Lincoln
American Legacy Target Date
Pacific Life
Pacific Odyssey Variable Annuity
Prudential
Premier Investment Variable Annuity
Top Fixed Index Annuities for Income
Principal protection with upside potential through index participation coupled with a Lifetime Income Benefit Rider.** Principal protection, growth and lifetime income.
American Equity
IncomeShield 10
Midland National
IncomeVantage Pro 10
Prudential
SurePath
Sentinel Security Life
Summit Bonus Index
American General
Assured Edge Achiever
Top Variable Annuities for Income
Securities investments coupled with a guaranteed income benefit rider*** which provides income for life.
Nationwide
Max
AIG
Income Plus (Option 2)
Brighthouse Financial
FlexChoice Expedite
Jackson
Lifeguard Freedom Flex
Pacific Life
Enhanced Income Select
Top Bonus Annuities for the Annuity Rescue Program
Athene
Performance Elite Plus (Growth)
Premium Bonus
12-20%
American Equity
IncomeShield 10 with LIBR (Income)
Premium Bonus
10%
Sentinel
Guaranteed Income Annuity with GLWB
Premium Bonus
15%
Augustar
Orion 10 (Growth)
Premium Bonus
14%
American Equity
Assetshield 10 with Bonus (Growth)
Premium Bonus
10%
* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.
