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Annuity FYI’s Top Annuity Picks

About Our Top Picks

Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.

  • Top growth products, both Fixed Index and Variable, are based on several factors, including company rating and benefits.
  • Top income annuities, both Fixed Index and Variable, include products currently offering the highest income* payouts.
  • The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.

Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.

Guaranteed fixed rate of return for a specified period of time.

Top Rates as of 10/23/23

3 Year MYGA

National Security

National Security MYGA 3


5 Year MYGA

National Security

National Security MYGA 5


7 Year MYGA

Nassau Life and Annuity

Nassau MYAnnuity 7X


10 Year MYGA

Equitrust Life

Certainty Select 10


Top Fixed Annuity (MYGA) Rates

Top Fixed Index Annuities for Growth

Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.


Accumulator 5, 7, & 10

Midland National

RetireVantage 10


Performance Elite Plus 10

American Equity

AssetShield 10 w/ Enhancements

Midland National

Summit Edge 5 & 7

What’s an Illustration?

Top Registered Index Linked (RILA) Annuities for Growth


Amplify 2.0


Structured Capital Strategies




Defined Protection Annuity


Index Advantage

Top Traditional Variable Annuities for Growth


Elite Access


Monument Advisor


American Legacy Target Date

Pacific Life

Pacific Odyssey Variable Annuity


Premier Investment Variable Annuity

Top Fixed Index Annuities for Income

Principal protection with upside potential through index participation coupled with a Lifetime Income Benefit Rider.** Principal protection, growth and lifetime income.

American Equity

IncomeShield 10

Midland National

IncomeVantage Pro 10



Sentinel Security Life

Summit Bonus Index

American General

Assured Edge Achiever

What’s an Illustration?

Top Variable Annuities for Income

Securities investments coupled with a guaranteed income benefit rider*** which provides income for life.




Income Plus (Option 2)

Brighthouse Financial

FlexChoice Expedite


Lifeguard Freedom Flex

Pacific Life

Enhanced Income Select

Top Bonus Annuities for the Annuity Rescue Program


Performance Elite Plus (Growth)

Premium Bonus

American Equity

IncomeShield 10 with LIBR (Income)

Premium Bonus


Guaranteed Income Annuity with GLWB

Premium Bonus


Orion 10 (Growth)

Premium Bonus

American Equity

Assetshield 10 with Bonus (Growth)

Premium Bonus

* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.

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